Everything Fyncora does.
The front page is the short story. This is the whole ledger — money, plans, habits, household and AI, each in one honest sentence.
The full picture of what you have, owe, spend and keep.
Accounts & net worth
Every account in one place, with a net-worth chart that includes your investments — not just cash.
Transactions & quick-add
Fast manual entry with categories, tags, search and filters. Your ledger, exactly as you typed it.
CSV import
Import your bank's CSV with column mapping, duplicate detection and a preview before anything is saved.
Switch from another app
Guided migration from Mint, YNAB, Monarch or Copilot — presets handle each app's export format.
Budgets
Per-category budgets with pace indicators and optional rollover. Green when you're fine, loud only when it matters.
Recurring & subscriptions
Auto-detects recurring charges, tracks bills and subscriptions, and reminds you before they renew.
Multi-currency
Hold accounts in €, £, CHF and more. Totals convert at recent rates and say so — rows stay as charged.
Debt payoff
Snowball or avalanche, side by side — with your real payoff date and the interest you'd save.
Investments
Holdings, live prices, allocation and a watchlist — counted into your net worth.
Cash flow & reports
Income vs spending over time, category breakdowns, and month-over-month comparisons.
Documents & warranties
Rolling outAttach receipts to purchases — stored in your own Google Drive — with warranty-expiry reminders.
Goals with real funding behind them — and an honest savings rate.
Goals
Financial goals funded by real accounts, life goals with tasks — one place for both.
Pay yourself first
An honest keep rate: money parked for the car isn't “savings” that vanish when you buy it.
Wishlist
Capture wants, score need vs want, and let a cooling-off window kill impulse buys for you.
Ventures
Track side-project income against the hours you put in — your real €/hour, not vibes.
Projects
Group goals, tasks and budgets under one project with progress tracking.
Calendar
Tasks, goal deadlines and upcoming bills on one calendar.
Habits with rules — and a price tag, because habits cost money.
Habit rules
Max or min per day, week or month — “2 coffees a week” is a rule, not a wish.
Habit price tags
See what a habit actually costs from your real spending — and what quitting would fund.
Streaks & analytics
Success rates, streaks and trends per habit, week by week.
One household, shared clearly — private where you want it.
Shared finances
Share accounts with a partner — fully, amounts-only, or totals-only. You choose per account.
Shared goals & tasks
Co-own a goal, split the tasks, see who's doing what.
Kids' accounts
Allowance, chores and a pretend stock portfolio — money practice with training wheels.
Answers from your numbers — never auto-pilot over your money.
AI financial advisor
PremiumAsk “can I afford this?” and get an answer from your numbers — it proposes, you confirm.
Assistant
Create tasks and goals, or query your data, in plain language.
Bring your own AI
PremiumConnect ChatGPT, Claude or Cursor to your data via MCP — read-only, token-scoped, on your AI bill.
Fast everywhere, private by architecture.
Web & mobile
The full app in the browser, plus a native mobile app for capture on the go.
Offline capture
Log transactions and tasks on mobile without signal — they sync when you're back.
Dark mode & languages
Dark by default, and the whole app in nine languages.
GDPR, EU-hosted
Built and hosted in the EU. You're the customer, not the product.
Export anytime
Your data leaves with you — full CSV export, and account deletion that deletes.
The native mobile app — same ledger, in your pocket
See it with your own numbers.
30-day free trial · Cancel in the trial, no charge · Export anytime