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Mint alternative

Life after Mint — built for Europe.

Intuit retired Mint in March 2024 and pointed its users at Credit Karma — which tracks credit, not budgets. If you kept a Mint export (or have been limping along in a replacement since), Fyncora imports it directly: the guided import understands Mint's classic CSV format, including its unsigned amounts with a separate Transaction Type column.

Monarch, Copilot, Rocket Money — the apps everyone recommends as Mint replacements don't even work in Europe. Fyncora is built EU-first: euro pricing, nine languages, eighteen currencies, and your bank credentials are never part of the deal.

FeatureFyncoraMint
StatusActively developedShut down March 2024
Works in EuropeEU-first — 9 languages, 18 currenciesUS & Canada only
Business modelYou pay €4.99/mo — no ads, no selling dataFree, funded by ads and offers
Bank credentialsNever asked — CSV import + quick add (sync on the roadmap)Required bank linking
Beyond budgetingGoals, habits, net worth, household & kids, documentsBudgets & credit score
Import your Mint historyBuilt-in guided import

Facts last checked August 2026. Competitor prices change — verify on their site, and if something here is outdated, tell us and we'll fix it.

Honestly, choose Mint if…

If all you want is free US credit-score tracking, Credit Karma (Mint's official successor) does that — but it isn't a budgeting tool, and it isn't available in Europe either.

Choose Fyncora if…

Choose Fyncora if you want your Mint history to live on in a tool that's actually built for Europe — and that connects your money to your goals and habits instead of your credit score.

Bring your Mint history with you

The Mint preset handles the classic export format automatically: unsigned amounts with the Transaction Type column, category mapping with aliases, duplicate detection, and one-click undo of the whole batch.

What about Actual Budget or Firefly III?

Genuinely good options if you enjoy running your own server — they appear in every EU alternatives list for a reason, and if self-hosting appeals to you, try them. Fyncora is for the other case: private by architecture (no bank credentials, EU hosting, export anytime) without operating infrastructure yourself — and with goals, habits and household features no self-hosted budgeting tool ships.

Switching questions

Can I still get my data out of Mint?
If your Intuit account still offers the data download (Account → Data & privacy), grab the transactions CSV. Any Mint export you saved before the shutdown works too — the format hasn't changed.
What carries over from Mint?
Transactions, with categories mapped to Fyncora's. Budgets and goals are recreated in a few minutes — Fyncora's setup wizard pre-fills a budget from your imported spending.