Blog

Honest writing about money, habits and goals — from the person who builds Fyncora.

Money, honestly2026-08-11•3 min read

The savings rate that lied to me

I saved €20,000 in five months. Then I bought the car I'd been saving for, and every finance app said my savings collapsed. They were wrong — and that lie is why Fyncora exists.

Guides2026-08-11•3 min read

Budgeting without linking your bank: how CSV-first works in Europe

You don't need to hand over your bank login to budget well. How manual-first budgeting actually works day to day, what it costs you, and why it's a feature — not a missing one.