How long will my savings last if I lose my job?
Month by month — including benefits or a partner's help while you look. Change a number and the answer moves with it.
Worked out on this page. Nothing you type is sent or saved.
- 1 · Quick answer
- 2 · More accurate
- 3 · Exact, in Fyncora →
Your savings last about5 monthsSpending €1,800 a month with nothing coming in.
Month 1€7,200 left · €1,800 taken from savings
- Living on savings alone
Show the numbers
| Month | Savings left at the end of each month |
|---|---|
| 1 | €7,200 |
| 2 | €5,400 |
| 3 | €3,600 |
| 4 | €1,800 |
| 5 | €0 |
To reach six months of cover€1,800 more
Keep this plan
Create your account and Fyncora sets it up for you: an emergency-fund goal of six months of costs. You check every number first.
Kept on this device for 7 days, until you sign up. Nothing is sent before that.
Level 3 — exact, in Fyncora
Know your runway before the day you need it.
Fyncora reads your real balances and what your household actually spends, keeps an emergency-fund goal on your dashboard, and updates the months whenever a bill or a paycheck lands.
How this is worked out
- Each month we take what you spend, subtract the money coming in, and take the rest from savings.
- The money coming in stops after the months you set. No interest, no inflation — a deliberately plain answer.
- Six months of costs is the cover most advice suggests for a single income; three for two incomes.
- Guidance, not financial advice. The same calculation runs inside Fyncora on your real numbers.